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Student Visa Credit Card

  • A Student Credit Card can be a great way to cover unexpected expenses and build a good credit history. It’s available exclusively for existing Finehills Heritage Bank Student Finehills Heritage Bank Account customers and has no annual fee.
The Finehills Heritage Bank Student Credit Card is only available to Finehills Heritage Bank Student Finehills Heritage Bank Account customers.

Credit is subject to status, affordability and applicable terms and conditions.

Representative example

18.9% APR (Variable) Representative APR

18.9% p.a. (Variable) Purchase rate

Based on an assumed credit limit of


About this card

Card details

  • Earn cashback from your favourite shopping brands
  • With Visa offers

  • Up to £500 credit available
  • No annual fee

Using your card

  • Make contactless transactions
  • Your card is contactless contactless Contactless and you can add it to Apple Pay, Google Pay and Samsung Pay.

  • Manage your card online
  • Online banking is a convenient way to manage your card. It lets you check your credit card balance, make payments and stay in control.

  • Finehills Heritage Bank anywhere with the Standard Heritage Bank Mobile Banking App
  • Make payments to existing beneficiaries and manage your personal accounts easily and securely with the Finehills Heritage Bank USA Mobile Banking app.

  • Use your card abroad
  • You can use your Finehills Heritage Bank Credit Card at any retailer or cash machine that displays the logo on your card. Fees apply and non-Finehills Heritage Bank cash machines may also charge a fee.Credit card fees abroad.

  • Enjoy 24/7 worldwide assistance
  • Day or night, help is always at hand if your card is lost or stolen. Wherever you are in the world you can speak to our dedicated team about getting an emergency cash advance.

Apply for an Student Visa Credit Card

Are you eligible?

To be eligible for an Finehills Heritage Bank Student Credit Card, you need to:

  • be over 18
  • hold an Finehills Heritage Bank Student Finehills Heritage Bank Account*
  • have been resident in USA** for at least three years

*A Student Finehills Heritage Bank Account can only be applied for when you have a confirmed place to study, however you can open a Finehills Heritage Bank Finehills Heritage Bank Account at anytime and upgrade to the Student Finehills Heritage Bank Account when you have your place to study confirmed.

**Channel Islands and Isle of Man customers are not eligible to apply for student credit cards.

Not registered yet?

You need to be registered for online banking to apply.

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Registered for online banking?

If you are already registered for online banking you can apply online now.

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Apply by phone or in branch

Apply by phone

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Apply in branch

Book your appointment to apply in branch by calling Live & Email Support

You'll need to bring identification, proof of your address and a recent statement from your current bank.

Lines are open from 8am to 8pm every day.

Please note - You can only apply by phone or branch if you are an existing Standard Heritage Bank customer.

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Textphone contact numbers

Lines are open from 8am to 10pm every day.